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About us

With regards to commercial vehicles, POLICYLOBBY is an all-in-one resource for purchasing or restoring your vehicle’s insurance. We get our clients and keep up with the most extreme straightforwardness to make them aware of all the services available to us. By utilizing basic words and by making sense of each term, in particular, we ensure that our clients get to understand the interaction from top to bottom. We are trustworthy and believe in building relationships with our clients to provide them with the best services till the very end.

Happy Customers

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Months Serving to Customers

Insurance Companies

Commercial Vehicle Insurance

Commercial vehicle insurance use to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle.However, such heavy-duty commercial vehicles are always prone to road accidents, unpredicted damages while driving and natural calamities. Therefore, commercial vehicle insurance is important to covet these set of wheels against the odds.

Comprehensive Insurance

A comprehensive policy, as the name suggests, offers overall protection against damages to both parties involved in an accident. This scheme is extensive, and it covers damages to car, theft, legal liability to third-party, and personal accident cover.

  • This plan protects the insured car from accidents. It also provides personal accident cover for the owner-driver
  • The insured car is protected from theft under a comprehensive plan. The insurer will reimburse the Insured Declared Value (IDV) of the car in the event of a car theft
  • The package policy protects the insured car from natural calamities like earthquakes, hurricanes, floods, lightning, etc.

Third Party Insurance

A third-party liability policy covers any third party liability that you face in case of accidents involving your vehicle. This insurance cover offers you a basic level of protection and it is mandated by law.These liabilities include the following points –

  • If any individual is killed due to your vehicle, you face a financial liability
  • If any individual is physically hurt, injured or wounded due to your vehicle you face a financial liability
  • If you damage anyone’s property with your vehicle, you face a financial liability
  • Plan provides the insured peace of mind in taxing situations

Call To Inspection

Inspection Done Within 2 Hours For Expired Policy And Ownership Transfer

Intrested to buy?


Why Policylobby's Commercial Vehicle Insurance?

We Compare

We compare and suggest the best insurance plan as per our customer needs

Best Deal

We Provide the best deal with guranteed lowest price

Seamless Claim Settlement

When you buy insurance from us, you get more than just financial safety.

Budget Friendly Premium Rates

With PolicyLobby, you do not have to worry about skyrocketing premium rates

Customer Service

Whether you need help with insurance documents, or simply have a query, our customer service is always there to assist you.

Secure Information

When you buy insurance from us, you get more than just financial safety.

What is Not Covered Under Car Insurance?

Non Accidental Damage

Wear & tear, breakdowns, failures, and deductibles are not covered. Also consequential damages or liabilities that arise due to car accidents will unfortunately not be covered.

Tyres, Tubes & Engine

Damage to tyres, tubes, and engine is not covered unless they are damaged due to an accident.

Illegal Driving

If you drive without a valid driving license, or under the influence of alcohol and/or other illegal substances, you will not be covered.

Client’s Love

Reflection of a customer's experience with our company's services.

4.9 + Ratings

We buy insurance for our 3 Tata Ace and the insurance premium was amazing.Sales team have great domain knowledge and help us in closing our deal in almost no time with best rates in the market. I will recommend the company for your vehicle insurance

Ankit Jain


I get my commerical vehicle insurance policy instantly within minutes and also the policy premium is lowest in the market. I can say best company in the insurance sector.

Abhishek Sharma

Warehouse Manager

I am fully satisfy with the service. Miss Jyoti Rajput have guided me very well. Fast,accurate and affordable insurance. I would highly recommend to the customer who find the best insurance plan. Thank you !

Sunil Shekhar

Store Owner

She response very quick and understand the customer's requirment very patiently, and try to help/ resolve the issue with lightining fast speed...Respective organisation is really lucky to find this type of responsible employee. All the very best Maya Jha for your bright future.

Raj Kumar

Hardware Broker

My Motor insurance soft copy was issued on time. I purchased the motor insurance policy and within 5 minutes I received my soft copy. It was quick. best service

Soni Wise


Frequently Asked Questioins

  • Insured declared value (IDV) of the vehicle

    Age of the vehicle

    Make and model of the vehicleFuel type and capacity of the vehicle

    Place of registration

    Vehicle usage purpose

    Business liability limit required

  • Commercial vehicles are an important part of many businesses. If you are running a business and using vehicles for business purposes, it’s important to insure them adequately.

    In case your commercial vehicle is involved in any road accidents and causes bodily injury or property damage to the third party, then you will have to bear the liability arising out of the accident. Commercial vehicle insurance will shield your business against such liabilities.

    If your commercial vehicle gets damaged in a road accident, commercial vehicle insurance can help you get the financial aid to get the vehicle repaired.

    The commercial vehicle insurance plan also safeguards the paid driver and his family in case of accidental death or disability.

  • Vehicle Component % Covered
    Glass Parts Glass Parts are covered 100% at the time of claim. Like if your windshield gets broken the insurance company provides full claim for the replacement of it.
    Fiber Glass Components For all the fibre glass components insurance company provide coverage of 70% of the total value.
    Rubber/Nylon/Plastic Parts/Tyre/Tubes/Batteries All these parts are covered by 50% at the time of claim in comprehensive insurance means for example if any rubber part was replaced at the time of claim insurance company will pay 50% of the total value.
    Metal And All Other Parts 15%
    Between 3 years to 4 years 25%
    Between 4 years to 5 years 35%
    Between 5 years to 10 years 40%
    Exceeding 10 years

    Metal, Wooden and all other parts are included in this category and generally the coverage value is decided as per the age of vehicle

    Not Exceeding 6 months 100% coverage

    Exceeding 6 months but not exceeding 1 year - 95%

    Exceeding 1 year but not exceeding 2 years - 90%

    Exceeding 2 year but not exceeding 3 years - 85%

    Exceeding 3 years but not exceeding 4 years - 75%

    Exceeding 4 years but not exceeding 5 years - 65%

    Exceeding 5 years but not exceeding 10 years - 60%

    Exceeding 5 years but not exceeding 10 years - 60%

  • Copy of insurance policy

    Driving licence

    Claim form appropriately filled

    Registration Certificate

    Pollution Certificate Copy

    Fitness Certificate of the vehicle

    In case of NCB availed in the policy “NCB confirmation” from previous insurer

    Vehicle permit

    Repair estimate

  • Intimate theft claims to the insurance company without any delay

    Intimate policy authorities and initiate steps to Lodge a FIR (at the jurisdiction level)

    Insurer appoints investigator to verify the facts and coordinate with the customer

    On insurer advice RTO is informed for cancellation of the vehicle registration; the acknowledgment for the same is provided by Transport authority

    Submit the photocopy of the FIR and the documents mentioned above, along with the car keys and a non-traceable certificate from police, to your insurance company

    Keep following documents handy while making a claim : Copy of the policy document, Duly signed claim form, Registration Certificate,Copy of FIR and Keys (two sets) of the vehicle

  • Following are the factors that helps in deciding the best suitable policy that caters your requirements:

    The IDV (Insured Declared Value) of the car

    The age of the car

    Zone/City of Registration

    Cubic capacity of the car engine

    Previous year Claim Status & NCB

  • Car insurance policy can’t be cancelled until or unless there is a genuine case* and is intimated within 1 month from the date of purchase of the policy.

    Genuine cases can be if there is an alternate policy done for the same vehicle or in case your vehicle is commercial, and you bought private vehicle policy by mistake.

    However, there are no cancellation charges applicable (depending upon the T&C mentioned in the policy)

  • Third party insurance only covers other vehicles or property on road and does not cover accidents or damage to own vehicle. But a comprehensive car insurance covers the vehicle against any damage caused to it depending on the add-ons you have availed while purchasing insurance for your car.


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Location: M-138, Church Lane,Laxmi Nagar New Delhi, 110092




+91 9971-755-830